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    Terms of Service

    Effective Date: July 1, 2026
    Last Updated: July 1, 2026

    Agreement to Terms

    By accessing or using [Company Legal Name]'s website or services, you agree to be bound by these Terms of Service. If you disagree with any part, you may not access our services.

    Services Description

    [Company Name] provides:

    • FORTIFIED home evaluations
    • Grant application assistance
    • Insurance documentation
    • Educational resources
    • Contractor referrals

    We are NOT:

    • Contractors or builders
    • Insurance agents or brokers
    • Government representatives
    • Guarantee providers for grant approval

    Evaluation Services

    Scope of Evaluation:

    • Visual inspection only
    • FORTIFIED compliance verification
    • Photo documentation
    • IBHS submission
    • Certificate facilitation

    Not Included:

    • Structural engineering analysis
    • Code compliance inspection
    • Warranty on construction work
    • Guarantee of certification
    • Insurance approval guarantee

    Evaluation Fees:

    • FORTIFIED Roof: $325-475
    • FORTIFIED Silver: $475-575
    • FORTIFIED Gold: $575-750
    • Re-inspection: $150
    • Renewal (5-year): $200-250

    Payment due upon certificate issuance.

    User Responsibilities

    You Agree To:

    • Provide accurate information
    • Maintain confidentiality of account
    • Use services legally
    • Respect intellectual property
    • Not interfere with services
    • Not attempt unauthorized access

    Property Access:

    • Provide safe access for evaluations
    • Disclose known hazards
    • Ensure legal right to authorize evaluation
    • Coordinate with tenants if applicable

    Liability Limitations

    We Are Not Liable For:

    • Grant application denial
    • Insurance claim outcomes
    • Contractor work quality
    • Storm damage
    • Lost profits or opportunities
    • Consequential damages

    Maximum Liability:

    Our total liability shall not exceed the amount paid for the specific service provided.

    Cancellation Policy

    By Customer:

    • 48+ hours notice: Full refund
    • 24-48 hours: 50% refund
    • Less than 24 hours: No refund
    • No-show: No refund

    By [Company Name]:

    • Weather-related: Full refund or reschedule
    • Our unavailability: Full refund or reschedule
    • Safety concerns: Full refund or reschedule

    Dispute Resolution

    Process:

    1. Good faith negotiation
    2. Mediation (if needed)
    3. Binding arbitration
    4. Small claims court exception

    Governing Law: North Carolina law governs these terms.

    Venue: New Hanover County, North Carolina

    Contact Information

    Questions about Terms:

    [Company Legal Name]
    Legal Department
    PO Box 12345
    Wilmington, NC 28401
    Email: [Legal Email]
    Phone: [Phone]